With second consecutive week of unfavourable weather conditions, most parts of Britain remains threatened by flood and heavy snow. The Met Office has predicted gloomy days ahead for Londoners and people especially living in the south east and south west of England. Money supermarket therefore asks Brits to remain alert in such circumstances.

Heavy rainfall due to melting snow may result in localised flooding risking property and home. Currently, the Environment Agency has marked 14 areas of flood around the River Char at Charmouth. If your area falls under the flood region you must immediately contact your insurer about the policy details and the policy contents and limitations as well. Make sure you have a policy where your claims are met and you are not left to pay from your pocket.

Head of Home Insurance supermarket.com Steve Sweeney said that Brits must be prepared to leave their homes if affected by flood. Official warning has been issued in areas from Portsmouth to Plymouth and to Pembrokeshire in Wales thereby affecting thousands of people. You should not only insure your home but contents within your home like electric lights, electronic equipments, and precious items. You should also insure your car as flood can affect your car even if left in the garage.

Most insurance providers cover damages caused by freezing and bursting of pipes but remember to read the fine print as there might be clauses that claims would not be covered if your house remains unoccupied for more than 30 days in a row. So, it is crucial to check all the details with your insurer.

This entry was posted on Thursday, February 12th, 2009 at 5:36 am and is filed under Home Insurance News. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.